Dr. Janet L. Talmo
Last updated: Oct 19, 2021

Dr. Janet L. Talmo

  • Gender: Female
  • Experience: 37 years
  • Graduated from: Michigan State University College Of Human Medicine
  • Graduation year: 1984
  • Sole propriator: Yes
  • NPI: 1932152071

Dr. Janet L. Talmo MD

Family Physician

She is located at 3890 Charlevoix Road Suite 230 in Petoskey, MI 49770. Can help patients with the following: Arthritis, Chronic Obstructive Pulmonary Disease (COPD), Diabetes, Hyperlipidemia, Osteoarthritis (OA), Prenatal Care. Her National Provider Identifier (NPI) number is 1932152071. Appointment can be made via the phone number (231) 347-1900. She is affiliated with 5 practices and 2 hospitals.

Conditions treated

Dr. Janet Talmo, being an family physician, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Janet L. Talmo.

  • Abdominal Pain
  • Aging In Place
  • Anxiety
  • Arthritis
  • Asthma
  • Autism
  • Birth Control Counseling
  • Breastfeeding and Lactation
  • Chronic Obstructive Pulmonary Disease (COPD)
  • Common Cold
  • Diabetes
  • Fever
  • General Care
  • Headache
  • Heart Disease
  • High Blood Pressure
  • Hyperlipidemia
  • Hypothyroidism
  • Infant Care
  • Influenza
  • Migraine
  • Mold Exposure
  • Nausea and Vomiting
  • Obesity
  • Osteoarthritis (OA)
  • Osteoporosis
  • Pregnancy
  • Prenatal Care
  • Prescription Refill
  • Thyroid Disease
  • Women's Health

Procedures Performed by Dr. Janet L. Talmo

ACA Marketplace (Obamacare/HealthCare.gov) plan networks

Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Janet L. Talmo as in-network for the following 2026 plans.

Health plans

Blue Care Network of Michigan

Network data as of Jan 3, 2026, as reported by the insurer.

Show all 16 plans from Blue Care Network of Michigan
Blue Care Network of Michigan plans
Plan Plan type Network tier New patients
Blue Cross® Preferred HMO Bronze Extra HMO · Expanded Bronze Null Accepting new patients
Blue Cross® Preferred HMO Bronze Saver HSA HMO · Expanded Bronze Null Accepting new patients
Blue Cross® Preferred HMO Bronze Secure HMO · Bronze Null Accepting new patients
Blue Cross® Preferred HMO Gold HMO · Gold Null Accepting new patients
Blue Cross® Preferred HMO Gold Extra HMO · Gold Null Accepting new patients
Blue Cross® Preferred HMO Silver HMO · Silver Null Accepting new patients
Blue Cross® Preferred HMO Silver Extra HMO · Silver Null Accepting new patients
Blue Cross® Preferred HMO Silver Saver HMO · Silver Null Accepting new patients
Blue Cross® Preferred HMO Value HMO · Catastrophic Null Accepting new patients
Blue Cross® Select HMO Bronze Extra HMO · Expanded Bronze Null Accepting new patients
Blue Cross® Select HMO Bronze Saver HSA HMO · Expanded Bronze Null Accepting new patients
Blue Cross® Select HMO Bronze Secure HMO · Bronze Null Accepting new patients
Blue Cross® Select HMO Silver HMO · Silver Null Accepting new patients
Blue Cross® Select HMO Silver Extra HMO · Silver Null Accepting new patients
Blue Cross® Select HMO Silver Saver HMO · Silver Null Accepting new patients
Blue Cross® Select HMO Value HMO · Catastrophic Null Accepting new patients

Blue Cross Blue Shield of Michigan Mutual Insurance Company

Network data as of Jan 3, 2026, as reported by the insurer.

Show all 9 plans from Blue Cross Blue Shield of Michigan Mutual Insurance Company
Blue Cross Blue Shield of Michigan Mutual Insurance Company plans
Plan Plan type Network tier New patients
Blue Cross® Premier PPO Bronze Extra PPO · Expanded Bronze Null Accepting new patients
Blue Cross® Premier PPO Bronze Saver HSA PPO · Expanded Bronze Null Accepting new patients
Blue Cross® Premier PPO Bronze Secure PPO · Bronze Null Accepting new patients
Blue Cross® Premier PPO Gold PPO · Gold Null Accepting new patients
Blue Cross® Premier PPO Gold Extra PPO · Gold Null Accepting new patients
Blue Cross® Premier PPO Silver PPO · Silver Null Accepting new patients
Blue Cross® Premier PPO Silver Extra PPO · Silver Null Accepting new patients
Blue Cross® Premier PPO Silver Saver HSA PPO · Silver Null Accepting new patients
Blue Cross® Premier PPO Value PPO · Catastrophic Null Accepting new patients

Priority Health

Network data as of Aug 26, 2026, as reported by the insurer.

Show all 9 plans from Priority Health
Priority Health plans
Plan Plan type Network tier New patients
MyPriority Balanced Silver HMO · Silver Mypriority HMO Accepting new patients
MyPriority Premier Silver HMO · Silver Mypriority HMO Accepting new patients
MyPriority Standard Bronze HMO · Expanded Bronze Mypriority HMO Accepting new patients
MyPriority Standard Bronze - Travel HMO · Expanded Bronze Mypriority HMO Accepting new patients
MyPriority Standard Gold HMO · Gold Mypriority HMO Accepting new patients
MyPriority Standard Silver HMO · Silver Mypriority HMO Accepting new patients
MyPriority Standard Silver - Travel HMO · Silver Mypriority HMO Accepting new patients
MyPriority Value Bronze HMO · Expanded Bronze Mypriority HMO Accepting new patients
MyPriority Value Bronze HSA HMO · Expanded Bronze Mypriority HMO Accepting new patients

This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Janet L. Talmo is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.

Insurance information looks wrong? Let us know

Medicare Enrollment

Dr. Janet L. Talmo is enrolled to bill Medicare as a Practitioner - Family Practice .

Bills through: Northern Family Medicine Pllc

Based on Medicare's public enrollment records as of Jul 17, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.

Studies

MICHIGAN STATE UNIVERSITY COLLEGE OF HUMAN MEDICINE

Graduated in 1984

Affiliated practices

Mark W Smith MD
14705 West Upright Street
Charlevoix, 49720 MI
(231) 547-6510
Munson Healthcare Boyne Area Health Center
223 North Park Street
Boyne City, 49712 MI
(231) 582-5314
Charlevoix Physician Specialists Charlevoix Women's Healthcare
14651 West Upright Street
Charlevoix, 49720 MI
(231) 582-4477
Physician Clinic of Charlevoix
14709 West Upright Street
Charlevoix, 49720 MI
(231) 547-6519
Petoskey Gynecology & Infertility
2810 Charlevoix Road
Petoskey, 49770 MI
(231) 487-0970

Affiliated hospitals

MCLAREN NORTHERN MICHIGAN
416 CONNABLE AVE
PETOSKEY, 49770 MI
(231) 487-4000
CHARLEVOIX AREA HOSPITAL
14700 LAKESHORE DRIVE
CHARLEVOIX, 49720 MI
(231) 547-4024

Looking for more Family Physicians?

Out of the 14 family physicians in this region, here are 10 randomly selected ones for you to explore.

Dr. William Louis Niksch
  • Gender: Male
  • Address: Unit 4 1890 US Highway 131 Petoskey, 49770, MI
Dr. Shawn M. Pertunen
  • Gender: Female
  • Address: 601 Bridge Street East Jordan, 49727, MI
Dr. Todd Edward Decker
  • Gender: Male
  • Address: Suite 3 2325 Summit Park Drive Petoskey, 49770, MI
Dr. Chad Kotlarz
  • Gender: Male
  • Address: 413 Waukazoo Avenue Petoskey, 49770, MI
Dr. Terry J. Samuels
  • Gender: Male
  • Address: 1260 Crane Avenue Petoskey, 49770, MI
Dr. Scott A. Hotchkiss
  • Gender: Male
  • Address: 1890 South US Highway 131 Petoskey, 49770, MI
Dr. Carin L. Nielsen
  • Gender: Female
  • Address: 4727 Lakeshore Road Boyne City, 49712, MI
Dr. Richard E. Mansfield
  • Gender: Male
  • Address: 1937 M 119 Petoskey, 49770, MI
Dr. Todd M. Sheperd
  • Gender: Male
  • Address: Suite 3 2325 Summit Park Drive Petoskey, 49770, MI
Dr. Gustav Jaliang Lo
  • Gender: Male
  • Address: 116 West Mitchell Street Petoskey, 49770, MI

Questions & Answers

Does Dr. Janet Talmo have affiliation with practices?

Dr. Janet Talmo is affiliated with Mark W Smith MD. For the full list of practices see this list.

Where can you meet with Dr. Janet Talmo?

Dr. Janet Talmo's office is located at 3890 Charlevoix Road Suite 230 in Petoskey, MI 49770.

Has Dr. Janet Talmo affiliation with hospitals?

Dr. Janet Talmo is affiliated with MCLAREN NORTHERN MICHIGAN. For the full list of hospitals see this list.

Does Dr. Janet Talmo accept patients with Blue Cross Blue Shield of Michigan Mutual Insurance Company?

Yes, Dr. Janet Talmo is listed in-network for Blue Cross Blue Shield of Michigan Mutual Insurance Company through the ACA Marketplace (Obamacare/HealthCare.gov). See the Marketplace plans section for details.

What conditions does Dr. Janet Talmo treat?

Dr. Janet Talmo provides treatment for Arthritis, Chronic Obstructive Pulmonary Disease (COPD), Diabetes, Hyperlipidemia, Osteoarthritis (OA), Prenatal Care. For the full list see this list.